Do I need to go through open enrollment if I just want to renew my plans?
Can you do it for me?
employee benefits. Benefit information changes from year to year, and may require a change to your company’s
benefit strategy. If your company admin has decided to "plan map" they you will automatically be enrolled in the
same (or most similar) health plan as the one you originally selected. If they do not have this automated process
set up, you must re-select your health plan or you will be denied coverage.
Why would my insurance rates change?
taxes, and more. The normal trend for medical insurance rates is an increase between 10-12% while dental and
vision rates trend around a 2-4% increase.
What happens if I miss the open enrollment window?
When will I receive my new ID cards?
open enrollment, it is common to receive ID cards around 30 days after the effective date.
Which benefits programs do we choose during open enrollment?
benefits, such as commuter benefits or wellness programs, in the same period as health insurance open
enrollment. However, the main selection employees will be making is regarding health, dental, and vision
insurance plans and carriers.
Are there any benefits I can enroll in after the open enrollment period?
processed if you've experienced a sufficient qualifying life event.
I was hired recently and just enrolled. Do I still need to go through the open enrollment
you will be required to enroll in coverage again.
If I make a selection and change my mind, can I make a change?
What's the difference between a co-pay and deductible?
deductible is the collective amount of money that is paid out-of-pocket before health insurance carriers begin to
cover medical expenses. The deductible is typically calculated on an annual basis, either according to the
calendar year or the plan year. It's important to verify which time frame your deductible adheres to before making
Can I add or remove a dependent to my plan during the open enrollment period?
If I'm on maternity or paternity leave, do I still need to make selections during open enrollment?
paid time off, vacation, or any kind of parental leave. If an employee is unable to make the selection at this time,
the administrator should work with their broker or carrier to determine their options for enrollment.
What is a qualifying life event?
of a QLE, employees are able to make changes to their insurance plans outside of the open enrollment cycle.
Examples of QLEs are having a baby or divorcing a spouse.