How is Bright Health different?
Plans that offer $0 deductible to help you save on all of your healthcare needs!*$0 Primary Care Visits
Bronze & Silver plans with $0 copay on unlimited primary doctor visits.*$0 Preferred Generics
Silver plans that offer $0 copay on preferred generic prescriptions.Great NetworkHand-picked Providers
We've found caring doctors, clinics & hospitals to work with you & save you money.
Fast & convenient! See quality caregivers without leaving the comfort of home.
Urgent Care copay of just $50, plus a national network of providers.
Improved benefits so you can take care of your whole self. In person or via Telehealth!$$ Rewards Program
Earn cash rewards for taking healthy actions in your everyday life.Pediatric Dental & Vision
Benefits included in all Bright Health plans to help you care for your family.*
Whatever level you need, we've got you coveredOpen Enrollment Starts November 1st!
Possibly the most challenging part of buying healthcare coverage is deciding which plan is best for you. Two main things to consider when making the choice:
- How often do you expect to use your plan?
- How much predictability would you like in your healthcare budget?
Gold PlansGenerous coverage & predictable costs
Best for: People who expect to use their coverage often: ongoing prescriptions, frequent provider visits, etc. Most benefits have copays, so costs are more predictable.
Silver PlansModerate premiums and costs
Best for: Those who expect to use their plans occasionally, and would like lower deductibles and more benefits than a Bronze plan.
Bronze PlansLower premiums and higher costs with use
Best for: Healthy individuals who want to minimize their monthly premiums and are comfortable with the risk of a higher deductible in the event of a high-cost health incident.
Catastrophic PlansLowest premiums
Best for: Those under age 30 who desire low premiums and expect minimal medical incidents. Coverage includes 3 primary care visits, then no other benefits until the maximum out-of-pocket (MOOP) is reached.
Here are some great plan options and add-ons:Health Reimbursement Arrangement (HRA)
Now you can use HRA dollars from your employer on Individual & Family insurance from Bright Health.
Bright Health Secure
Be prepared for emergencies with supplemental plans that help you save on out-of-pocket costs.
You can purchase a Bright Health plan directly or through your agent, outside of the ACA exchange.